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    CBS FINANCIAL

    Graeme John Collins trading as CBS Financial (ABN 87 273 342 864) is an authorised representatives and credit representatives of Charter Financial Planning AFS License No. 234665.

    Australian Financial Services Licensee and Australian Credit Licensee.
    CBS Wimmera Pty Ltd (ABN 28 156 549 487) trading as CBS Financial

    Cumulus Financial Services Pty Ltd (ABN 39 611 891  340) trading as CBS Financial
    are authorised representatives of Charter Financial Planning AFS License No. 234665.

    Australian Financial Services Licensee and Australian Credit Licensee.

     

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    FINANCIAL SERVICES GUIDE

    TERMS & CONDITIONS

    Our Services

    At CBS Financial, we help our clients in many ways.  

    We have outlined some of the many ways in which we help our clients every day

    Centrelink &

    Aged Care

    • Helping you understand your super

    • Is an SMSF right for you?

    • Should I be contributing more?

    • Finding lost super

    • How should my super be invested?

    • Creating a budget & sticking to it

    • Is my debt appropriately structured

    • How to pay off debt sooner

    • Monitoring what we spend

    • Funding education costs

    • How can we build wealth?

    • Accessing growth assets

    • Buying an investment property

    • How can I save for my dream home?

    • Protecting your family

    • What types of insurance should I have?

    • How much insurance is enough?

    • Should I hold insurance inside super?

    •  Business and key man cover

    • Helping you understand Centrelink payments

    • What payments may you be eligible to receive?

    • What concession cards are available?

    • What are my aged care options?

    Investments & Savings

    Personal Insurance

    Cash flow & Debt Management

    Superannuation

    This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.